Simply by enrolling during the applicable enrollment period. If you currently have an Employer group plan, please call us before moving forward as we will do an assessment to see if it's viable to remain on your Employer plan vs enrolling in Medicare Part B. If you are unsure, or just want confirmation about your particular Enrollment Period, please call us.

IHS is not insurance. IHS provides coverage for care at IHS facilities. Thus, Medicare can supplement IHS by providing coverage at a larger range of facilities.

If you have VA benefits, you do not have to enroll in Medicare in order to keep your VA benefits. That being said, the Veterans Administration actually recommends veterans enroll in Medicare when they become eligible.

If you’re entitled to premium-free Medicare Part A, you must also have Medicare Part B to keep TRICARE. Part D (prescription drug coverage) isn’t required. You may want to sign up for Medicare Part D if you If you meet certain income and resource limits. You may qualify for extra help from Medicare to pay Part D premiums.

Nothing, these terms are synonymous, and Medicare uses both terms interchangeably.

Medigap plans have an Open Enrollment starting on your Part B effective date. You can change Medigap plan anytime of the year subject to medical underwriting. There are various other Guaranteed Issue periods. Call us for more information.

Normally no, for Medigap plans. You may need to change Part D plans.  Please call us and we can offer guidance towards selecting a new plan.